/* =========================================================================
   «Личные финансы и бюджет» — общая таблица стилей
   Шрифт: Arial. Без фреймворков, минимум скриптов.
   ========================================================================= */

:root{
  --bg:#eef2f8;
  --card:#ffffff;
  --ink:#1e2733;
  --muted:#5c6b7e;
  --line:#dde5ef;
  --brand:#1668b3;
  --brand-dark:#0f4c85;
  --accent:#0f9d76;
  --warn:#c1721a;
  --radius:14px;
  --shadow:0 6px 22px rgba(18,44,80,.08);
}

*,*::before,*::after{box-sizing:border-box}

html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}

body{
  margin:0;
  font-family:Arial,Helvetica,"Liberation Sans",sans-serif;
  font-size:17px;
  line-height:1.65;
  color:var(--ink);
  background:var(--bg);
}

img{max-width:100%;height:auto}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
:focus-visible{outline:3px solid #ffcf5c;outline-offset:2px}
strong{color:#12202f}

/* ---------------- Шапка и меню ---------------- */
.site-header{background:linear-gradient(135deg,#0f4c85 0%,#1668b3 100%);color:#fff}
.header-inner{
  max-width:1120px;margin:0 auto;padding:14px 18px;
  display:flex;flex-wrap:wrap;gap:12px;align-items:center;justify-content:space-between;
}
.logo{display:flex;align-items:center;gap:10px;color:#fff;font-size:20px;font-weight:bold;line-height:1.15}
.logo:hover{text-decoration:none}
.logo-ico{font-size:26px}
.logo-text small{display:block;font-size:12.5px;font-weight:normal;opacity:.85}
.nav-toggle{
  display:none;background:rgba(255,255,255,.14);color:#fff;
  border:1px solid rgba(255,255,255,.35);border-radius:10px;
  padding:8px 12px;font:inherit;font-size:15px;cursor:pointer;
}
.nav ul{display:flex;flex-wrap:wrap;gap:4px;margin:0;padding:0;list-style:none}
.nav a{display:block;padding:8px 11px;border-radius:10px;color:#e8f2ff;font-size:14.5px}
.nav a:hover{background:rgba(255,255,255,.15);text-decoration:none}
.nav a.is-active{background:#fff;color:var(--brand-dark);font-weight:bold}

@media (max-width:880px){
  .nav-toggle{display:block}
  .nav{display:none;width:100%}
  .nav.is-open{display:block}
  .nav ul{flex-direction:column}
  .nav a{padding:11px 12px;background:rgba(255,255,255,.08)}
}

/* ---------------- Каркас страницы ---------------- */
.page{max-width:1120px;margin:0 auto;padding:22px 18px 0}
.layout{display:grid;grid-template-columns:minmax(0,1fr) 320px;gap:26px;align-items:start}
@media (max-width:980px){.layout{grid-template-columns:1fr}}

article{
  background:var(--card);border:1px solid var(--line);
  border-radius:var(--radius);box-shadow:var(--shadow);padding:26px 28px;
}
@media (max-width:600px){article{padding:18px 16px}}

/* ---------------- Текст ---------------- */
h1{font-size:31px;line-height:1.25;margin:0 0 14px}
h2{font-size:24px;line-height:1.3;margin:34px 0 12px;padding-bottom:8px;border-bottom:2px solid var(--line)}
h3{font-size:19px;margin:22px 0 8px}
p{margin:0 0 14px}
ul,ol{margin:0 0 14px;padding-left:22px}
li{margin-bottom:6px}
.lead{font-size:18.5px;color:var(--muted);margin-bottom:16px}
.meta{font-size:13.5px;color:var(--muted);margin:-6px 0 18px}
hr{border:0;border-top:1px solid var(--line);margin:26px 0}

/* ---------------- Смысловые блоки ---------------- */
.block{
  background:#f7fafd;border:1px solid var(--line);border-left:5px solid var(--brand);
  border-radius:12px;padding:16px 18px;margin:20px 0;
}
.block>*:last-child{margin-bottom:0}
.block h2,.block h3{margin:0 0 8px;border:0;padding:0;font-size:18px}
.block.tip{background:#eefaf4;border-left-color:var(--accent)}
.block.warn{background:#fff7ea;border-left-color:var(--warn)}
.block.bad{background:#fdeff0;border-left-color:#c0392b}

.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:14px;margin:20px 0}
.card{background:#fff;border:1px solid var(--line);border-radius:12px;padding:15px 16px}
.card b{display:block;font-size:20px;color:var(--brand-dark)}
.card span{font-size:14.5px;color:var(--muted)}

.kpi{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:12px;margin:18px 0}
.kpi div{background:#f2f7fd;border:1px solid var(--line);border-radius:12px;padding:14px;text-align:center}
.kpi b{display:block;font-size:22px;color:var(--brand-dark)}

/* ---------------- Цитаты ---------------- */
blockquote{
  position:relative;margin:24px 0;padding:18px 20px 18px 56px;
  background:#f4f8ff;border-left:5px solid var(--brand);border-radius:12px;
  font-size:18px;font-style:italic;color:#23405e;
}
blockquote::before{
  content:"\201C";position:absolute;left:14px;top:4px;
  font-size:54px;line-height:1;color:#a9c6e6;font-style:normal;
}
blockquote cite{display:block;margin-top:8px;font-size:14.5px;font-style:normal;color:var(--muted)}

/* ---------------- Таблицы ---------------- */
.table-wrap{overflow-x:auto;margin:20px 0}
table{width:100%;border-collapse:collapse;font-size:16px;background:#fff}
caption{caption-side:top;text-align:left;font-size:14.5px;color:var(--muted);padding-bottom:8px}
th,td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
th{background:#eef4fb;font-weight:bold}
tbody tr:nth-child(even){background:#fafcff}
tfoot td{font-weight:bold;background:#f2f7fd}

/* ---------------- Чек-листы ---------------- */
.checklist{list-style:none;padding-left:0}
.checklist li{padding-left:30px;position:relative}
.checklist li::before{content:"\2705";position:absolute;left:0;top:1px;font-size:15px}
.checklist.no li::before{content:"\26D4"}
.checklist.star li::before{content:"\2B50"}

/* ---------------- Оглавление ---------------- */
.toc{background:#f7fafd;border:1px dashed #bcd3ea;border-radius:12px;padding:14px 18px;margin:22px 0}
.toc h2{margin:0 0 8px;font-size:17px;border:0;padding:0}
.toc ol{margin:0;padding-left:20px;font-size:16px}

/* ---------------- Призыв и сайдбар ---------------- */
.cta{background:linear-gradient(135deg,#0f4c85,#1668b3);color:#fff;border-radius:14px;padding:20px 22px;margin:26px 0}
.cta h2,.cta h3{margin:0 0 8px;border:0;padding:0;color:#fff;font-size:20px}
.cta p{color:#e6f0fb}
.cta a{color:#ffe08a;font-weight:bold}

.sidebar{display:grid;gap:18px}
.widget{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--shadow);padding:18px}
.widget h3{margin:0 0 10px;font-size:17px}
.widget ul{list-style:none;margin:0;padding:0;font-size:15.5px}
.widget li{padding:7px 0;border-bottom:1px dashed var(--line);margin:0}
.widget li:last-child{border-bottom:0}

.badge{display:inline-block;background:#e7f3ff;color:var(--brand-dark);border-radius:999px;padding:3px 10px;font-size:13.5px;margin:0 6px 6px 0}
.breadcrumbs{font-size:14px;color:var(--muted);margin:0 0 14px}
.breadcrumbs a{color:var(--brand)}
.small{font-size:14.5px;color:var(--muted)}

/* ---------------- Подвал ---------------- */
.site-footer{margin-top:30px;background:#132c46;color:#cfe0f0;border-radius:14px;padding:24px}
.site-footer a{color:#9ecbff}
.footer-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:20px}
.footer-grid h3{color:#fff;font-size:17px;margin:0 0 8px}
.footer-grid p{font-size:15px}
.footer-grid ul{list-style:none;margin:0;padding:0;font-size:15px}
.footer-grid li{margin-bottom:6px}
.copy{margin:18px 0 0;padding-top:14px;border-top:1px solid rgba(255,255,255,.15);font-size:14px;color:#a9c2d8}
.disclaimer{font-size:13.5px;color:#a9c2d8}

@media print{
  .site-header,.sidebar,.cta,.site-footer,.toc{display:none}
  article{border:0;box-shadow:none;padding:0}
}